As such, our advice may not apply directly to your individual situation. Of course, personal finance is personal so one person’s experience may differ from someone else’s, and estimates based on past performance do not guarantee future results. We work hard to share thorough research and our honest experience with products and brands. We want to help you make personal finance decisions with confidence by providing you with free interactive tools, helpful data points, and by publishing original and objective content. This website is an independent, advertising-supported comparison service. Open a Virtual Wallet Pro before the bonus expires on JanuShare Your Thoughts or Questions Virtual Wallet® Checking Pro does not charge a monthly fee. Virtual Wallet® Checking Pro is a checking account for those that are in one of the following states: AK, AR, CT, HI, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, SD, TN, UT, VT, WA and WY. Learn more in our PNC Bank review Virtual Wallet® Checking Pro And while they offer online and mobile banking with all of the major features, their apps feel more dated than competitor products (and definitely more than the tech-based banks). Typical of the big national brands, their interest rates are low in some markets. Ultimately, however, PNC isn't our top pick if you're shopping for a new bank. A single fee covers the trio of accounts and, like most linked accounts, it's easy to transfer money between the three (plus offers 2-layers of fee-free overdraft protection). Spend is for day-to-day activity, Reserve is for short term planning, and Growth is a long term savings account. PNC offers "Spend, Reserve and Growth" virtual wallets. This includes the former BBVA locations, which they acquired in 2021. PNC Bank is the 7th largest in the U.S., with over 60,000 ATMs and approximately 2,400 physical branches across the country.
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